Terms of Use

Effective Date: February 6, 2026

Welcome to Ideas Are Ideals (https://ideasareideals.com/). By accessing or using this website, you agree to be bound by the following terms and conditions. If you do not agree with these terms, please do not use our website.

1. Acceptance of Terms

By using this site, you confirm that you are at least 18 years old or are accessing the site under the supervision of a parent or legal guardian.

2. Website Content

All content published on this website is for informational purposes only, particularly in the areas of finance, insurance, credit, and personal financial safety. While we strive for accuracy, we do not guarantee that all information is current or error-free.

We are not financial advisors, and no content on this website should be considered professional financial, legal, or insurance advice.

3. Intellectual Property

All materials on this site, including articles, graphics, logos, and layout, are the property of Ideas Are Ideals, unless otherwise stated. Unauthorized reproduction or distribution is strictly prohibited.

4. Third-Party Links

Our website may contain links to external sites, including affiliate links. We are not responsible for the content or practices of those websites. Users should review the terms and privacy policies of third-party sites before interacting with them.

5. Limitation of Liability

Under no circumstances shall Ideas Are Ideals be liable for any direct or indirect damages resulting from the use of or inability to use the website. This includes but is not limited to data loss, loss of revenue, or third-party claims.

6. User Conduct

Users agree not to:

  • Use the site for any unlawful purposes
  • Distribute viruses or other harmful content
  • Attempt to gain unauthorized access to the website

We reserve the right to suspend or block users who violate these terms.

7. Modifications

We may update or modify these Terms of Use at any time without prior notice. Continued use of the site after changes constitutes acceptance of the updated terms.

8. Governing Law

These terms are governed by and construed in accordance with the laws of the applicable jurisdiction, without regard to conflict of law principles.

9. Contact

If you have any questions about these Terms of Use, contact us at:
📧 contato@ideasareideals.com